Portugal D7 Passive Income
Retire or semi-retire in Portugal on pensions, rentals or investments.
Record checked Oct 21, 2026 · official source not yet confirmed by our automated check
Summary
Portuguese residency visa for people with stable passive income (pensions, rentals, dividends) sufficient to live without local employment.
Dream spread
Retire or semi-retire in Portugal on pensions, rentals or investments.
Relocation reality check
Means test is 12 minimum wages in savings for one adult (2026: €11,040; €920/month), +50% per extra adult, +30% per child; reducible if accommodation/food is secured. Employment salary is not the intended income source.
Your fit signals
The real program is below — the 0–100 scoring is a paid feature.
Full match score — Solo / Household
The 0–100 move-match score, quality score, and would-stay breakdown — with confidence and full reasoning — unlock on Solo and Household.
See Solo & Household plansCheck: Passive income threshold
Must demonstrate stable passive income at or above Portugal's minimum wage (€920/month in 2026; rises each January).
Check: No employment salary
D7 requires genuinely passive income — employment wages do not qualify.
Reality engine
Four lenses on whether this move fits you — tap a panel to see the logic behind each signal.
Eligibility
Non-EU/EEA applicants with passive income at or above the minimum wage, 12 months of means, accommodation, insurance and a NIF.
Conditions
The program's rules on record, blockers first. Confirm each on the official source.
Passive income threshold
BlockerMust demonstrate stable passive income at or above Portugal's minimum wage (€920/month in 2026; rises each January).
No employment salary
BlockerD7 requires genuinely passive income — employment wages do not qualify.
The long game
If Portugal becomes home, here is the road from first visa to a second passport.
Portugal · residency → PR → citizenship
Verify rules- Y0
Costs & money
The amounts & terms on record from the official source. USD figures are estimates.
- Income requirement
- 920 EUR per month≈ USD 1,034/month (approximate, as of 2026-10-21)Minimum passive income of Portugal's minimum wage (2026 guidance: approx. €870/month) from pensions, rentals, dividends, or investments.
- Duration
- 12–24 months
- Property purchase
- Not required
- Tax
- Passive income may be taxable in Portugal once tax-resident; NHR closed to new applicants.
True cost to move
Upfront cash, reimbursements, and net position after approval — not headline incentive amounts.
- Flights & logistics
Application roadmap
A practical sequence — adjust for your consulate and timeline.
1. Confirm official eligibility
Read the primary government source.
2. Gather income & employment proof
Bank statements, contracts, or tax records.
3. Book consulate / immigration appointment
Slots vary by country and season.
4. Prepare health coverage
Meet minimum coverage rules before arrival.
Community & lifestyle
Lived experience signals — not a substitute for official rules.
Meet people before you go
Existing communities already talking about life in 🇵🇹 Portugal. Lurk, ask, make a friend — before the flight.
- r/PortugalExpats
Visas, housing, banking and day-to-day questions from movers.
- r/portugal
Red flags
- Passive income only — no salary
- 12-month deposit history
- NIF required
- Not for active remote employees
Source trail
We could not fully confirm the key figures against the official source. Check it yourself before relying on them.
Rule changes
CasaSedora last checked the official source on 14 Nov 2026. Changes appear here once two independent automated checks agree on them, or a person confirms them.
No rule changes recorded since monitoring began.
Our summaries point you to what moved — always confirm details on the official source.