7% flat tax for foreign pensioners (Greece, art. 5B ITC / Law 4172/2013)
Retire to Greece and pay 7% on your foreign pension and income.
Record checked Oct 21, 2026 · official source not yet confirmed by our automated check
Summary
People receiving a pension from abroad who move their tax residence to Greece can pay a flat 7% on all their foreign-source income for 15 tax years.
Dream spread
Retire to Greece and pay 7% on your foreign pension and income.
Relocation reality check
You must not have been Greek tax resident in 5 of the previous 6 years and must move from a country that has an in-force tax administrative-cooperation agreement with Greece; apply by 31 March of the tax year; Greek-source income is taxed normally.
Your fit signals
The real program is below — the 0–100 scoring is a paid feature.
Full match score — Solo / Household
The 0–100 move-match score, quality score, and would-stay breakdown — with confidence and full reasoning — unlock on Solo and Household.
See Solo & Household plansCheck: Family members not covered
Dependants are not included in this program — each family member needs their own route.
Reality engine
Four lenses on whether this move fits you — tap a panel to see the logic behind each signal.
Eligibility
Recipients of foreign pensions transferring tax residence to Greece from a tax-cooperation country, non-resident in Greece 5 of the prior 6 years.
Conditions
The program's rules on record, blockers first. Confirm each on the official source.
Family members not covered
CautionDependants are not included in this program — each family member needs their own route.
The long game
If Greece becomes home, here is the road from first visa to a second passport.
Greece · residency → PR → citizenship
Curated- Y0ArriveYear zero
- Y5
Costs & money
The amounts & terms on record from the official source. USD figures are estimates.
- Duration
- 180 months (about 15 years)
- Property purchase
- Not required
- Tax
- 7% flat tax on foreign-source income. Duration commonly cited as 15 years, but the source opened did not state it.
True cost to move
Upfront cash, reimbursements, and net position after approval — not headline incentive amounts.
- Flights & logistics$1,200
- Temporary housing (90 days)$2,400
- Deposit / first month rent$2,000
- Visa & consular fees$500
Application roadmap
A practical sequence — adjust for your consulate and timeline.
1. Confirm official eligibility
Read the primary government source.
2. Gather income & employment proof
Bank statements, contracts, or tax records.
3. Book consulate / immigration appointment
Slots vary by country and season.
4. Prepare health coverage
Meet minimum coverage rules before arrival.
Meet people before you go
Existing communities already talking about life in 🇬🇷 Greece. Lurk, ask, make a friend — before the flight.
- r/greece
Active national sub; relocation questions welcome.
- Reddit — 'moving to Greece' threads
Source trail
We could not fully confirm the key figures against the official source. Check it yourself before relying on them.
“AADE guide: "φόρο με συντελεστή επτά τοις εκατό (7%)" on foreign income, for 15 tax years; apply by 31 March”
Primary official sourceLast checked Oct 21, 2026- Secondary referenceLast checked Oct 21, 2026
Rule changes
CasaSedora last checked the official source on 14 Nov 2026. Changes appear here once two independent automated checks agree on them, or a person confirms them.
No rule changes recorded since monitoring began.
Our summaries point you to what moved — always confirm details on the official source.